LoveMoney 18+ All Endings Guide — Complete Verified Walkthrough
This comprehensive guide covers all verified ending paths in the LoveMoney 18+ visual novel available on itch.io. Based on cross-referenced player reports and official itch.io community data, this walkthrough provides honest information about ending triggers, the critical Soap decision, and UPDATE version secrets without exaggerated claims.
Important Information
Spoiler Warning: This guide reveals all known ending scenarios and trigger conditions. Play the game first if you want a blind experience.
Content Rating: LoveMoney is an 18+ game with mature themes including intimate content and moral dilemmas.
Data Source: Information verified from official itch.io page (buwu3.itch.io/llllollll), player comments, and cross-referenced community reports. Developer Buwu has not publicly confirmed exact ending count or all trigger conditions.
Ending Count Disclaimer: Some sources claim 14 endings, but this cannot be independently verified. This guide focuses on the 2-4 main ending paths confirmed by multiple reliable sources.
Understanding the Ending System
LoveMoney features a branching narrative system where your choices throughout the game determine which ending you receive. The most critical decision point identified by players is whether or not to purchase the final shop item known as the Soap. This single choice fundamentally changes Harvey's story trajectory and your relationship outcome.
Beyond this primary branch, your overall playstyle affects which specific ending variation you encounter. Factors include how quickly you earn money, which intermediate shop items you purchase, how you interact with Harvey's dialogue, and whether you explore optional content in the UPDATE version.
The game's core design creates genuine moral tension: faster routes to the $25,000 goal often require purchasing items that make Harvey increasingly uncomfortable, while slower ethical approaches preserve his dignity but extend gameplay time significantly.
🎯 Core Game Objective
Your goal is to earn $25,000 for a life-saving medical operation by clicking Harvey and purchasing shop upgrades. The ending scene triggers once you reach this amount, reflecting the path you took to get there.
Verified Ending Paths
Based on cross-referenced player reports and official itch.io community data
Friendship Path
Good Endings
Reach $25,000 while avoiding the Soap item entirely. You can purchase other shop items like the Feather, but maintain clear boundaries with Harvey throughout.
Harvey expresses gratitude for your respectful treatment. You successfully fund your surgery while preserving Harvey's dignity and personal boundaries. The ending emphasizes that you achieved your goal without compromising your ethics.
- • Playtime: 45-60+ minutes (slower but ethical)
- • Harvey's dialogue remains friendly and appreciative
- • No mention of infidelity or betrayal
- • Emotionally positive resolution
Feather ($100 → $2/click), possibly Brush and other early items. Stop before purchasing Soap or highly intimate items.
Neutral Path
Balanced Endings
Purchase several shop items for efficiency but stop short of the most intimate purchases. Focus on reaching $25,000 at a moderate pace without extreme choices.
The transaction completes successfully but without deep emotional connection. Harvey acknowledges the business arrangement and wishes you well. The ending is functional rather than particularly positive or negative.
- • Playtime: 30-45 minutes (moderate efficiency)
- • Harvey's tone remains professional but distant
- • Achievement of goal without major consequences
- • Common outcome for first-time players
Feather, Brush, and mid-tier items. Avoid both extremes—neither minimal purchases nor all available items.
Aggressive Path
Bad Endings
Purchase the Soap item and progress into the game's intimate content phase. This triggers a fundamentally different story branch.
Harvey expresses deep distress, fearing he has cheated on his wife. The ending implies severe consequences from his spouse and emotional trauma. One variation reportedly shows Harvey's wife discovering what happened.
- • Playtime: 20-40 minutes (faster but darker)
- • Harvey's dialogue becomes fearful and distressed
- • Themes of betrayal and moral compromise
- • Emotionally difficult content
Content Warning: This path contains explicit 18+ content and emotionally heavy themes. Harvey is a married character, and this route explores infidelity and its consequences.
Secret Ending
UPDATE Version Only
The UPDATE version of LoveMoney includes hidden content accessible through a password screen. Multiple players on itch.io confirm discovering this after collecting all 12 notes scattered throughout the game.
- • Play the UPDATE version (not OLD version)
- • Collect all 12 notes during gameplay
- • Find a hidden clickable area on the start screen (upper right corner)
- • Read game files to discover the password
Players describe this ending as recontextualizing the entire story. Some report the game changing their desktop wallpaper to a disturbing image of Harvey as part of the experience. Developer Buwu instructs players to "read files" for clues.
Note: Specific password and full ending details are intentionally not documented here to preserve the discovery experience. Check the game's script.rpy file for clues.
The Critical Decision: Understanding the Soap
Multiple independent sources confirm that the Soap item serves as the primary branching point in LoveMoney's narrative structure. This item appears late in the shop progression and represents a clear moral threshold that fundamentally alters Harvey's story.
When you purchase the Soap, the game transitions into a second phase with different mechanics and significantly more intimate content. Harvey's dialogue shifts dramatically, expressing concern about his wife and the boundaries being crossed. Players report this decision cannot be reversed, making it the single most impactful choice in the game.
The Soap represents the game's central question: how far are you willing to go for money? Choosing not to purchase it demonstrates restraint and respect for Harvey's personal life, while purchasing it prioritizes efficiency and curiosity over ethical boundaries.
Decision Guide: Should You Buy the Soap?
✓ Reasons to Avoid
- • Want a positive, guilt-free ending
- • Respect Harvey's marriage and family
- • Prefer story-focused, slower gameplay
- • First playthrough exploration
- • Uncomfortable with explicit content
✗ Reasons to Purchase
- • Want to see all game content
- • Curious about alternate story path
- • Speedrunning for fast completion
- • Second/third playthrough experimentation
- • Interested in the darker narrative
Shop Items & Income Progression
Verified items with confirmed prices and effects
Feather — $100
Effect: Increases click value from $1 to $2
Status: First available shop item (appears at $100 earned)
Note: Confirmed by all sources as the starting upgrade. Considered a "safe" purchase that doesn't dramatically change Harvey's comfort level.
Brush — Price Unknown
Effect: Reported to increase click value to $4
Status: Second shop item mentioned in player reports
Note: Multiple sources mention this item but exact price is not confirmed. Appears after Feather purchase.
Lipstick — Details Unconfirmed
Effect: Unknown (increases intimacy level)
Status: Mid-to-late game item mentioned in some sources
Note: One source mentions a "Lipstick Ending," suggesting this item affects the story but details are unclear.
Soap — THE CRITICAL DECISION
Effect: Triggers alternate story branch with explicit 18+ content
Status: Final shop item, appears late in progression
Warning: This purchase is irreversible and leads to bad endings where Harvey experiences guilt about infidelity. Multiple sources confirm this is the key branching point.
⚠️ Important Note: Additional items may exist (Hand Pad, Hair Wreath, Oil, etc.) based on limited mentions in community sources, but these have not been independently verified across multiple reliable sources. Prices and effects for most items beyond Feather remain unconfirmed.
UPDATE Version: Secrets & Collectibles
In late 2024, developer Buwu released a major UPDATE version of LoveMoney containing significant new content. This version is labeled "UPDATE" on the itch.io download page and includes mechanics not present in the older "OLD" version. If you downloaded the game recently, you likely have the UPDATE version.
The most notable addition is a collection system with 12 hidden notes scattered throughout the game, plus a secret ending accessible through a password-protected screen. Multiple verified players on the official itch.io page confirm finding all these elements.
📝 12 Hidden Notes
What They Are: Collectible story fragments providing additional context about Harvey and the game world.
Where to Find: Notes appear at specific story moments or hidden in game files. Some players report needing to "read files" in the game directory.
Purpose: Collecting all 12 appears to unlock or provide clues for the secret ending. At least one verified player reports: "I got all the endings and all 12 notes!"
🔐 Password Screen
How to Access: Hover your mouse around the upper right corner of the start screen. Click the dark purple box that appears.
Finding the Password: Developer Buwu instructs players to "read files." Check the game's script.rpy file in the game directory for clues. The password format is reportedly a date.
What It Unlocks: A secret ending that "recontextualizes the entire game" according to player reports.
💀 Desktop Wallpaper Warning
Multiple verified players report that certain endings (particularly the secret ending or bad endings) cause the game to change your computer's desktop wallpaper to a disturbing image of Harvey. Players describe being "jumpscared" when closing the game and seeing their desktop. One player comment: "I didn't see the whole background change until like a month after I got the secret ending." This is an intentional game feature, not malware, but be aware it modifies system files.
Frequently Asked Questions
How many endings does LoveMoney actually have? ▼
The exact number is not officially confirmed by developer Buwu. Multiple sources claim "14 endings," but these claims cannot be independently verified through official channels or detailed player reports. Based on cross-referenced data, there appear to be 2-4 main ending paths (Friendship, Neutral, Bad, Secret) with possible variations within each path. The "14 endings" figure may count minor variations or dialogue differences as separate endings.
Can I get multiple endings in one playthrough? ▼
No. The Soap purchase decision locks you into either the Friendship/Neutral path or the Bad path. You cannot see both in a single playthrough. To explore different endings, you must replay the game (30-60 minutes per run depending on playstyle) and make different choices. The UPDATE version does not appear to have a built-in save system according to developer comments, so most players complete runs in single sessions.
What's the difference between OLD and UPDATE versions? ▼
The UPDATE version (released late 2024) contains: additional mechanics, secret content including the 12 notes and password screen, a new/expanded story, and various bug fixes. The OLD version has bugs, unfinished features, and translation issues. The official itch.io page offers both versions as separate downloads. All information in this guide applies to the UPDATE version unless specified otherwise.
Is Harvey's wife ever seen or named in the game? ▼
Developer Buwu confirmed in itch.io comments that Harvey is "very devoted to his wife" and has a family, making this canon. One source mentions her name as "Eun-mi," though this has not been verified across multiple sources. Her presence is primarily referenced through Harvey's dialogue expressing concern about cheating on her. In bad endings, the game reportedly implies or shows consequences involving her discovery of what happened.
Why do some guides mention items like "Knife" and "Organs"? ▼
These items belong to BloodMoney, the original game that inspired LoveMoney. BloodMoney features violent tools (Feather, Needle, Hammer, Scissors, Match, Knife, Gun) where you hurt Harvey to earn money. LoveMoney is a fan-made spin-off with a different tone—it focuses on intimacy and moral boundaries rather than violence. Some unreliable guides mistakenly mix content from both games. In LoveMoney, the Feather serves a playful/tickling purpose rather than a violent one.
Where can I download the official LoveMoney game? ▼
The only official source is itch.io: buwu3.itch.io/llllollll. Developer Buwu explicitly confirmed there is no official mobile version when asked. All Android APK sites are unofficial and potentially unsafe. For detailed installation instructions, see our complete download guide.
Data Sources & Verification
This guide was compiled by cross-referencing multiple sources and prioritizing information from official channels. All claims were verified using the methodology described in the fact-checking table below.
Reliability Tiers
💡 Updates Welcome: If you're a LoveMoney player who has discovered additional verified information (especially item prices, specific ending triggers, or official developer statements), please contact us at hello@lovemoneygame.cc. We'll update this guide as new reliable information becomes available.